{"id":5668,"date":"2026-03-18T07:10:49","date_gmt":"2026-03-18T07:10:49","guid":{"rendered":"https:\/\/eurofin-hypothecaire.be\/disclaimer\/"},"modified":"2026-07-12T18:41:08","modified_gmt":"2026-07-12T18:41:08","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/eurofin-hypothecaire.be\/en\/disclaimer\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5668\" class=\"elementor elementor-5668 elementor-2311\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-831cb5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"831cb5b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-765cc89\" data-id=\"765cc89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-209b670 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"209b670\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>TERMS OF USE &amp; LEGAL INFORMATION \u2013 EURO FIN BV<\/h3><h4>Disclaimer<\/h4><p>The following terms and conditions apply to the use of the Euro Fin BV website. By accessing and using this website, you agree to these Terms of Use. Euro Fin BV reserves the right to modify these terms at any time without prior notice. We recommend that you review this page regularly to stay informed of any updates.<\/p><h4>Identity and Supervision (FSMA)<\/h4><p><strong>Euro Fin BV<\/strong>, with its registered office at <strong>Zuidstraat 4, 9600 Ronse, Belgium<\/strong>, registered under company number <strong>KBO 0477528426<\/strong>, is recognized by the <strong>Financial Services and Markets Authority (FSMA)<\/strong> as an independent intermediary (<strong>FSMA \u2013 060.448A<\/strong>).<\/p><p>We are registered with the FSMA for the following activities:<\/p><ul><li><p>Mortgage Credit (Home Loans)<\/p><\/li><li><p>Consumer Credit (Leasing, Loan Restructuring)<\/p><\/li><li><p>Insurance Distribution (Life &amp; Non-Life Insurance)<\/p><\/li><li><p>Savings &amp; Investments<\/p><\/li><\/ul><p>You can verify our registration on the official FSMA website (<strong><a href=\"http:\/\/www.fsma.be\">www.fsma.be<\/a><\/strong>) under registration number <strong>060.448A<\/strong>.<\/p><h4>Copyright and Intellectual Property<\/h4><p>All content published on this website, including but not limited to text, graphics, logos, calculators, and other materials, is the exclusive property of <strong>Euro Fin BV<\/strong>.<\/p><p>It is prohibited to copy, reproduce, distribute, modify, publish, or commercially exploit any part of this website without the prior written permission of Euro Fin BV.<\/p><p>Any infringement may result in civil and\/or criminal legal proceedings.<\/p><h5>Liability and Calculation Tools<\/h5><p>Euro Fin BV takes the greatest possible care to ensure the accuracy of the information published on this website. However, all information and calculation tools are provided for informational purposes only.<\/p><h5>No Offer<\/h5><p>The simulations and results generated by our calculators do not constitute a binding offer or personalized financial advice.<\/p><h5>Informational Purpose<\/h5><p>The information provided on this website should not be regarded as legal, tax, or personalized financial advice.<\/p><h5>External Links<\/h5><p>Euro Fin BV is not responsible for the content, accuracy, or policies of external websites that may be accessed through links on this website.<\/p><h4>Privacy Policy (GDPR)<\/h4><p>Euro Fin BV respects the privacy of its users in accordance with the <strong>General Data Protection Regulation (GDPR)<\/strong> and the <strong>Belgian Act of 30 July 2018<\/strong>.<\/p><h5>Cookies<\/h5><p>Our website uses cookies to improve your browsing experience. These cookies do not contain personally identifiable information.<\/p><h5>Data Processing<\/h5><p>Personal data submitted through this website is used solely to provide the services you have requested and in accordance with our comprehensive Privacy Policy.<\/p><h5>Your Rights<\/h5><p>You have the right to access, correct, and request the deletion of your personal data.<\/p><p>For any privacy-related requests, please contact us at:<\/p><p><strong><a href=\"mailto:info@eurofin-hypothecaire.be\">info@eurofin-hypothecaire.be<\/a><\/strong><\/p><hr \/><h4>Code of Conduct and Conflicts of Interest (IDD)<\/h4><p>In accordance with the <strong>Insurance Distribution Directive (IDD)<\/strong>, Euro Fin BV is committed to acting honestly, fairly, transparently, and professionally in the best interests of its clients.<\/p><h5>Independence<\/h5><p>Euro Fin BV operates independently and is not tied to any single financial institution or insurance company.<\/p><h5>Remuneration<\/h5><p>For the services we provide, we generally receive remuneration (commission) from the lender or insurance company. This commission forms part of the product&#8217;s premium or overall cost.<\/p><h5>Conflicts of Interest<\/h5><p>We maintain a strict internal policy designed to identify, prevent, and manage any potential conflicts of interest.<\/p><h4>Partners &amp; Legal Documentation<\/h4><p>Euro Fin BV works with an extensive network of lenders and insurance companies.<\/p><p>In accordance with applicable legal requirements (IDD &amp; FSMA), we provide direct access to the general terms and conditions, legal documentation, and product information of our financial and insurance partners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>TERMS OF USE &amp; LEGAL INFORMATION \u2013 EURO FIN BV Disclaimer The following terms and conditions apply to the use of the Euro Fin BV website. By accessing and using this website, you agree to these Terms of Use. Euro Fin BV reserves the right to modify these terms at any time without prior notice. 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