{"id":5674,"date":"2026-03-18T07:05:19","date_gmt":"2026-03-18T07:05:19","guid":{"rendered":"https:\/\/eurofin-hypothecaire.be\/privacy-policy\/"},"modified":"2026-07-12T18:45:04","modified_gmt":"2026-07-12T18:45:04","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/eurofin-hypothecaire.be\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5674\" class=\"elementor elementor-5674 elementor-2298\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a1c4112 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a1c4112\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7fe3fc21\" data-id=\"7fe3fc21\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc43313 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cc43313\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4>PRIVACY POLICY \u2013 EURO FIN BV<\/h4><h5>Identification and Contact Information<\/h5><p>This Privacy Policy applies to the processing of personal data by <strong>EURO FIN BV<\/strong>, whose registered office is located at <strong>Zuidstraat 4, 9600 Ronse, Belgium<\/strong>, registered under company number <strong>KBO 0477528426<\/strong> (hereinafter referred to as <strong>&#8220;we,&#8221; &#8220;us,&#8221;<\/strong> or <strong>&#8220;the Company&#8221;<\/strong>).<\/p><p>As an intermediary authorized and supervised by the <strong>Financial Services and Markets Authority (FSMA)<\/strong>, we act as the <strong>data controller<\/strong> for the personal data of our clients and website visitors.<\/p><ul><li><p><strong>Contact:<\/strong> <a href=\"mailto:eurofinplan@skynet.be\">eurofinplan@skynet.be<\/a><\/p><\/li><li><p><strong>Data Protection Officer (DPO):<\/strong> For specific questions regarding data protection, you may contact our Data Protection Officer using the email address above.<\/p><\/li><\/ul><h5>Definitions<\/h5><p>For the purposes of this Privacy Policy, <strong>&#8220;processing&#8221;<\/strong> refers to any operation performed on personal data that identifies you as an individual, including collecting, storing, consulting, using, or sharing such data, in accordance with the <strong>General Data Protection Regulation (GDPR)<\/strong>.<\/p><h5>What Personal Data Do We Collect?<\/h5><p>Depending on the financial service you request, we may process the following categories of personal data:<\/p><h5>Personal Identification Information<\/h5><ul><li><p>Name<\/p><\/li><li><p>Address<\/p><\/li><li><p>Copy of your identity card (legally required for credit mediation)<\/p><\/li><\/ul><h5>Financial Information<\/h5><ul><li><p>Income<\/p><\/li><li><p>Current debt obligations<\/p><\/li><li><p>Existing loans<\/p><\/li><li><p>Family situation<\/p><\/li><li><p>Employment or professional status<\/p><\/li><\/ul><p>These details are required to assess your creditworthiness.<\/p><h5>Technical Information<\/h5><ul><li><p>IP address<\/p><\/li><li><p>Cookies<\/p><\/li><li><p>Website browsing behavior<\/p><\/li><\/ul><h5>Communication History<\/h5><ul><li><p>Email correspondence<\/p><\/li><li><p>Requests submitted through our loan simulation tools<\/p><\/li><li><p>Records of telephone conversations<\/p><\/li><\/ul><h4>Purposes of Data Processing<\/h4><p>Your personal data is processed exclusively for the following purposes:<\/p><h5>Operational Purposes<\/h5><ul><li><p>Managing and maintaining our website<\/p><\/li><li><p>Improving our loan simulation tools<\/p><\/li><\/ul><h5>Business Purposes<\/h5><ul><li><p>Assessing mortgage loan, consumer loan, leasing, and restructuring applications<\/p><\/li><li><p>Providing insurance advice<\/p><\/li><li><p>Offering investment-related services<\/p><\/li><\/ul><h5>Marketing Purposes<\/h5><ul><li><p>Informing you about new products and services, only with your prior consent<\/p><\/li><\/ul><h5>Legal Purposes<\/h5><ul><li><p>Compliance with Anti-Money Laundering (AML) legislation<\/p><\/li><li><p>Compliance with applicable legal and regulatory obligations<\/p><\/li><\/ul><h5>Legal Basis for Processing<\/h5><p>We process your personal data based on one or more of the following legal grounds:<\/p><h5>Legal Obligation<\/h5><p>Identity verification and creditworthiness assessments required by <strong>FSMA<\/strong> and the <strong>National Bank of Belgium (NBB)<\/strong> regulations.<\/p><h5>Performance of a Contract<\/h5><p>Processing necessary to prepare and submit your financial application to lenders.<\/p><h5>Legitimate Interest<\/h5><p>Preventing fraud and continuously improving our services.<\/p><h5>Consent<\/h5><p>Where required, for direct marketing communications or the processing of specific sensitive personal data.<\/p><h5>Source of the Data<\/h5><p>Most personal data is collected directly from you.<\/p><p>Where legally permitted, we may also obtain information from external partners (such as lenders) or public sources, including the <strong>National Bank of Belgium<\/strong>.<\/p><h5>Sharing Your Data with Third Parties<\/h5><p>We only share your personal data when it is strictly necessary.<\/p><h5>Lenders and Insurance Companies<\/h5><p>To obtain personalized financial offers for your project.<\/p><h5>Government Authorities<\/h5><p>Where disclosure is required by applicable law.<\/p><h5>IT Service Providers<\/h5><p>For the secure hosting, maintenance, and management of our digital systems.<\/p><h5>Data Retention Period<\/h5><p>Your personal data is retained only for as long as necessary to fulfill the purposes for which it was collected and in accordance with applicable legal retention requirements.<\/p><p>For financial files, data is generally retained for <strong>10 years after the end of the contractual relationship<\/strong>.<\/p><h5>Data Security and Storage Location<\/h5><p>We implement appropriate technical and organizational measures to protect your personal data against loss, misuse, unauthorized access, alteration, or disclosure.<\/p><p>Whenever possible, your personal data is stored within the <strong>European Economic Area (EEA)<\/strong>.<\/p><h5>Your Rights<\/h5><p>Under the GDPR, you have the right to:<\/p><ul><li><p>Access your personal data<\/p><\/li><li><p>Receive a copy of your personal data<\/p><\/li><li><p>Request correction of inaccurate information<\/p><\/li><li><p>Request deletion of your personal data (unless retention is legally required)<\/p><\/li><li><p>Request restriction of processing<\/p><\/li><li><p>Object to the processing of your data<\/p><\/li><li><p>Request the portability of your personal data<\/p><\/li><\/ul><h5>Exercising Your Rights<\/h5><p>You may exercise these rights free of charge by submitting a written request to our office.<\/p><p>To prevent unauthorized access to your personal data, we may request proof of identity before processing your request.<\/p><h5>Supervisory Authority and Policy Updates<\/h5><p>If you believe that your rights have not been respected, you may lodge a complaint with the <strong>Belgian Data Protection Authority (GBA\/APD)<\/strong>.<\/p><p>We reserve the right to amend or update this Privacy Policy at any time.<\/p><p><strong>Last Updated:<\/strong> <strong>13 March 2026<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PRIVACY POLICY \u2013 EURO FIN BV Identification and Contact Information This Privacy Policy applies to the processing of personal data by EURO FIN BV, whose registered office is located at Zuidstraat 4, 9600 Ronse, Belgium, registered under company number KBO 0477528426 (hereinafter referred to as &#8220;we,&#8221; &#8220;us,&#8221; or &#8220;the Company&#8221;). As an intermediary authorized and [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":32,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-5674","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/pages\/5674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/comments?post=5674"}],"version-history":[{"count":5,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/pages\/5674\/revisions"}],"predecessor-version":[{"id":5713,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/pages\/5674\/revisions\/5713"}],"wp:attachment":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/media?parent=5674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}