{"id":1930,"date":"2026-01-19T17:56:19","date_gmt":"2026-01-19T17:56:19","guid":{"rendered":"https:\/\/eurofin-hypothecaire.be\/nieuwe-leennormen-in-2026-streng-of-juist-flexibeler\/"},"modified":"2026-07-10T15:20:27","modified_gmt":"2026-07-10T15:20:27","slug":"nieuwe-leennormen-in-2026-streng-of-juist-flexibeler","status":"publish","type":"post","link":"https:\/\/eurofin-hypothecaire.be\/en\/nieuwe-leennormen-in-2026-streng-of-juist-flexibeler\/","title":{"rendered":"New Lending Standards in 2026: Stricter or More Flexible?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The upcoming changes to lending standards have created uncertainty for many consumers. While the core rules remain largely unchanged, the focus is shifting toward sustainability, income stability, and long-term financial resilience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AI-driven analyses show that single-income households and self-employed individuals with fluctuating incomes are more likely to require personalized financial solutions. Digital advisory models can quickly evaluate different scenarios and provide clearer insights into potential risks.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The upcoming changes to lending standards have created uncertainty for many consumers. While the core rules remain largely unchanged, the focus is shifting toward sustainability, income stability, and long-term financial resilience. AI-driven analyses show that single-income households and self-employed individuals with fluctuating incomes are more likely to require personalized financial solutions. Digital advisory models can [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-1930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ongecategoriseerd"],"_links":{"self":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/posts\/1930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/comments?post=1930"}],"version-history":[{"count":1,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/posts\/1930\/revisions"}],"predecessor-version":[{"id":5533,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/posts\/1930\/revisions\/5533"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/media\/1326"}],"wp:attachment":[{"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/media?parent=1930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/categories?post=1930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eurofin-hypothecaire.be\/en\/wp-json\/wp\/v2\/tags?post=1930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}