PRIVACY POLICY – EURO FIN BV

Identification and Contact Information

This Privacy Policy applies to the processing of personal data by EURO FIN BV, whose registered office is located at Zuidstraat 4, 9600 Ronse, Belgium, registered under company number KBO 0477528426 (hereinafter referred to as “we,” “us,” or “the Company”).

As an intermediary authorized and supervised by the Financial Services and Markets Authority (FSMA), we act as the data controller for the personal data of our clients and website visitors.

  • Contact: eurofinplan@skynet.be

  • Data Protection Officer (DPO): For specific questions regarding data protection, you may contact our Data Protection Officer using the email address above.

Definitions

For the purposes of this Privacy Policy, “processing” refers to any operation performed on personal data that identifies you as an individual, including collecting, storing, consulting, using, or sharing such data, in accordance with the General Data Protection Regulation (GDPR).

What Personal Data Do We Collect?

Depending on the financial service you request, we may process the following categories of personal data:

Personal Identification Information
  • Name

  • Address

  • Copy of your identity card (legally required for credit mediation)

Financial Information
  • Income

  • Current debt obligations

  • Existing loans

  • Family situation

  • Employment or professional status

These details are required to assess your creditworthiness.

Technical Information
  • IP address

  • Cookies

  • Website browsing behavior

Communication History
  • Email correspondence

  • Requests submitted through our loan simulation tools

  • Records of telephone conversations

Purposes of Data Processing

Your personal data is processed exclusively for the following purposes:

Operational Purposes
  • Managing and maintaining our website

  • Improving our loan simulation tools

Business Purposes
  • Assessing mortgage loan, consumer loan, leasing, and restructuring applications

  • Providing insurance advice

  • Offering investment-related services

Marketing Purposes
  • Informing you about new products and services, only with your prior consent

Legal Purposes
  • Compliance with Anti-Money Laundering (AML) legislation

  • Compliance with applicable legal and regulatory obligations

Legal Basis for Processing

We process your personal data based on one or more of the following legal grounds:

Legal Obligation

Identity verification and creditworthiness assessments required by FSMA and the National Bank of Belgium (NBB) regulations.

Performance of a Contract

Processing necessary to prepare and submit your financial application to lenders.

Legitimate Interest

Preventing fraud and continuously improving our services.

Consent

Where required, for direct marketing communications or the processing of specific sensitive personal data.

Source of the Data

Most personal data is collected directly from you.

Where legally permitted, we may also obtain information from external partners (such as lenders) or public sources, including the National Bank of Belgium.

Sharing Your Data with Third Parties

We only share your personal data when it is strictly necessary.

Lenders and Insurance Companies

To obtain personalized financial offers for your project.

Government Authorities

Where disclosure is required by applicable law.

IT Service Providers

For the secure hosting, maintenance, and management of our digital systems.

Data Retention Period

Your personal data is retained only for as long as necessary to fulfill the purposes for which it was collected and in accordance with applicable legal retention requirements.

For financial files, data is generally retained for 10 years after the end of the contractual relationship.

Data Security and Storage Location

We implement appropriate technical and organizational measures to protect your personal data against loss, misuse, unauthorized access, alteration, or disclosure.

Whenever possible, your personal data is stored within the European Economic Area (EEA).

Your Rights

Under the GDPR, you have the right to:

  • Access your personal data

  • Receive a copy of your personal data

  • Request correction of inaccurate information

  • Request deletion of your personal data (unless retention is legally required)

  • Request restriction of processing

  • Object to the processing of your data

  • Request the portability of your personal data

Exercising Your Rights

You may exercise these rights free of charge by submitting a written request to our office.

To prevent unauthorized access to your personal data, we may request proof of identity before processing your request.

Supervisory Authority and Policy Updates

If you believe that your rights have not been respected, you may lodge a complaint with the Belgian Data Protection Authority (GBA/APD).

We reserve the right to amend or update this Privacy Policy at any time.

Last Updated: 13 March 2026

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